Medicare Supplement Insurance

Medicare Supplement (Medigap) Insurance

Get expert guidance on Medicare Supplement (Medigap) Insurance Plans and understand your coverage options
in Alabama, Arizona, Illinois, Indiana, Louisiana, Mississippi, Missouri, Nevada, Texas, and Utah.

Don't let gaps in Medicare coverage catch you off guard - secure your health and financial future with Medicare Supplement Insurance.

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As you approach retirement age, it's important to consider your healthcare needs and how you will pay for them.

Medicare is a federal program that provides health insurance to people over 65, but it doesn't cover everything. That's where Medicare Supplement Insurance comes in.

Also known as Medigap, Medicare Supplement Insurance is a type of private insurance that helps cover some out-of-pocket costs associated with Medicare, such as deductibles, coinsurance, and copayments. There are several different plans available, each offering different levels of coverage.

Benefits of Medicare Supplement Insurance

Lower out-of-pocket costs

Medicare Supplement Insurance can help lower your out-of-pocket costs by covering some of the expenses that Medicare doesn't, such as deductibles, coinsurance, and copayments.

More comprehensive coverage

Medigap plans can offer more comprehensive coverage than Medicare alone, helping you to better manage your healthcare expenses.

Freedom to choose your providers

Medicare Supplement Insurance allows you to choose any healthcare provider that accepts Medicare, giving you more flexibility and control over your healthcare.

Guaranteed coverage

As long as you enroll during the open enrollment period, you are guaranteed coverage regardless of your health status.

Key Facts About Medicare Supplement Policies

You must have Medicare Part A and Part B to qualify.
If you have a Medicare Advantage Plan, you can switch to a Medicare Supplement policy during specific enrollment periods or under certain conditions (underwriting may apply). Ensure you can leave your Medicare Advantage Plan before your new coverage begins.
You’ll pay a monthly premium to a private insurer for your Medicare Supplement policy, in addition to your Medicare Part B premium.
Medigap policies cover only one person. If both you and your spouse need coverage, you must buy separate policies.
You can purchase a Medicare Supplement policy from any licensed insurance company in your state.
All standardized Medicare Supplement policies are guaranteed renewable, meaning your insurer can’t cancel your policy if you continue paying your premiums, even if you have health issues.
Policies sold after January 1, 2006, do not include prescription drug coverage. To get prescription coverage, you can enroll in a Medicare Prescription Drug Plan (Part D).
Selling a Medigap policy to someone with a Medicare Advantage Plan is illegal unless they are switching back to Original Medicare.

Source: www.medicare.gov

By calling the phone number listed on this website, you will be connected with a licensed agent serving Alabama, Arizona, Illinois, Indiana, Louisiana, Mississippi, Missouri, Nevada, Texas, and Utah.

O'Neal Insurance Group

Las Vegas NV Chicago IL Medicare Health Plan Specialist Insurance Broker Agency

O’Neal Insurance Group is your local Las Vegas, Nevada, Individual and Family ACA, Obamacare, Dental, Vision, Hospital Indemnity, Critical Illness, ESRD, Cancer insurance, and Medicare health plan specialist broker agency with over 38 years of healthcare experience, licensed and certified, serving over 30 States, including Chicago, Illinois. We provide personal guidance in helping you compare, enroll, and educate you on all your individual and family healthcare options, including Medigap, Med Supplements, Medicare Advantage, and Part D Plan options. You can quote, compare, and enroll online 24 hours a day, 7 days a week, without the help of a pushy salesman at any time from the convenience of your home or office. You can also schedule a phone appointment, one-on-one and online, or a Mobile screen-sharing appointment at a convenient time.

3960 Howard Hughes Parkway
Suite 500 PMB 1939
Las VegasNevada 89169

(702) 763-8924

5113 S. Harper Ave
ChicagoIllinois 60615

(312) 348-7209

2953 Bienville Blvd # 303
Ocean SpringsMississippi 39564

(228) 641-2323

6068 US-98 #1 Suite 228
HattiesburgMississippi 39402

(601) 773-3933

We do not offer all plans available in your area. The information provided is limited to the plans we do offer. For a complete list of options, visit Medicare.gov or call 1-800-MEDICARE. This is a solicitation for insurance.

Medicare Supplement (Medigap) Insurance