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Medicare Advantage Plans

Explore your Medicare Advantage options.

Medicare Advantage Plans

Medicare Advantage plans, or Part C, offer an alternative to Original Medicare, bundling hospital, medical, and often drug coverage. Options include HMOs, PPOs, PFFS, and SNPs, each with different provider networks and costs. These plans may include extra benefits like vision, dental, and wellness programs.
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Medicare Advantage Plans

What is Medicare Advantage Plans?

Medicare Advantage Plans, also known as Medicare Part C, are health plan options within the Medicare program. These plans cover all Medicare-covered healthcare services, often including prescription drug coverage. Available options include:

  • Medicare Health Maintenance Organization (HMO)

  • Preferred Provider Organization (PPO)

  • Private Fee-for-Service Plans

  • Medicare Special Needs Plans

When enrolled in a Medicare Advantage Plan, you will receive a health insurance card from your plan, which you’ll use for medical services. These plans typically offer additional benefits and lower co-payments than Original Medicare. Most are managed care plans, such as HMOs or PPOs, requiring you to visit specific doctors or hospitals.

To enroll, you must have Medicare Part A and Part B and continue paying your Part B premium. Additionally, some plans may have an extra monthly premium for additional benefits. In 2025, the standard Part B premium is $185.00 (higher for individuals with higher incomes). However, some Social Security recipients may pay a lower amount.

When Can I Enroll?

Medicare has specific periods when you can enroll, switch, or leave a Medicare Advantage Plan:

  • Initial Enrollment: Starts three months before the month you turn 65 and ends three months after your birthday month.

    • Example: If your birthday is May 5, your enrollment period is from February 1 to August 31.

  • For Disability Recipients: If you receive Social Security Disability Insurance, you can enroll three months before and three months after your 25th month of disability benefits.

  • Annual Enrollment: You can switch or drop plans during the Medicare Open Enrollment Period, from October 15 to December 7 each year.

This information is sourced from www.medicare.gov.

page 2 https://www.medicare.gov/Pubs/pdf/12026-Understanding-Medicare-Advantage-Plans.pdf

By calling the number on this website, you will be connected with a licensed agent.

O'Neal Insurance Group

Las Vegas NV Chicago IL Medicare Health Plan Specialist Insurance Broker Agency
O’Neal Insurance Group is your local Las Vegas, Nevada, Individual and Family ACA, Obamacare, Dental, Vision, Hospital Indemnity, Critical Illness, ESRD, Cancer insurance, and Medicare health plan specialist broker agency with over 38 years of healthcare experience, licensed and certified, serving over 30 States, including Chicago, Illinois. We provide personal guidance in helping you compare, enroll, and educate you on all your individual and family healthcare options, including Medigap, Med Supplements, Medicare Advantage, and Part D Plan options. You can quote, compare, and enroll online 24 hours a day, 7 days a week, without the help of a pushy salesman at any time from the convenience of your home or office. You can also schedule a phone appointment, one-on-one and online, or a Mobile screen-sharing appointment at a convenient time.
3960 Howard Hughes Parkway
Suite 500 PMB 1939
Las VegasNevada 89169
(702) 763-8924
5113 S. Harper Ave
ChicagoIllinois 60615
(312) 348-7209
2953 Bienville Blvd # 303
Ocean SpringsMississippi 39564
(228) 641-2323
6068 US-98 #1 Suite 228
HattiesburgMississippi 39402
(601) 773-3933
We do not offer all plans available in your area. The information provided is limited to the plans we do offer. For a complete list of options, visit Medicare.gov or call 1-800-MEDICARE. This is a solicitation for insurance.
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